<style>
table,th,td {
  border:1px solid black;
}

caption { 
  display: table-caption;
  text-align: center;
}
</style>
<table>
  <caption>Monthly savings</caption>
  <tr>
    <th>Month</th>
    <th>Savings</th>
  </tr>
  <tr>
    <td>January</td>
    <td>$100</td>
  </tr>
  <tr>
    <td>February</td>
    <td>$50</td>
  </tr>
</table>